Independence first
We don't manufacture products. We don't take commissions. Our only obligation is to you — structured as a true fiduciary, regulated by the FCA, with your interests legally bound to come first.
Independent since 2010
We look after your money like it's our own
Frustiva Investments is an independent investment management firm. No hidden agendas. No products to push. Just clear thinking, long-term stewardship, and a fiduciary duty to you.
- £2.4bn under management
- 1,200+ client relationships
- 14 years' track record
- 97% client retention
How we think
Three principles guide every decision we make
Long-term by design
Markets reward patience. We build portfolios for decades, not quarters. That means lower turnover, lower costs, and the compounding power of staying invested through cycles.
Relationships, not transactions
You'll work with a dedicated investment manager who knows your family, your values, and your plans. One point of contact. Regular reviews. Someone you can actually call.
What we do
Straightforward services for people with real lives
Discretionary Portfolio Management
We manage your investments day-to-day within a mandate agreed with you. Globally diversified. Tax-aware. Rebalanced with discipline.
- ISA, SIPP, General Investment Accounts
- Risk profiles from cautious to adventurous
- ESG and sustainable options available
Financial Planning
Cashflow modelling, retirement forecasting, inheritance tax mitigation, and gifting strategies — all joined up with your investment plan.
- Lifetime cashflow modelling
- Pension and retirement planning
- Intergenerational wealth transfer
Charity & Trust Investments
Specialist support for charities, endowments, and family trusts. We understand Charity Commission requirements and trustee duties.
- Total return and income approaches
- Reserves policy alignment
- Trustee training and governance support
Latest thinking
Notes from our investment team — no jargon, just judgement
Investor education
Risk and time horizon belong in the same conversation
How the date you may need your money can shape the way you think about investment risk.
Read guide →Planning guide
Give liquidity a defined role
Separate near-term spending needs from money set aside for longer-term goals.
Read guide →Portfolio stewardship
Review with purpose
Keep reviews focused on your goals and changing circumstances, not market noise alone.
Read guide →Built on trust, not volume
Frustiva Investments was founded in 2010 by three colleagues who'd spent two decades at large institutions watching good clients get average advice. We started with a simple premise: if we ran our own families' money this way, would we be comfortable? The answer shaped everything.
Today we're 34 people in London and Edinburgh — investment managers, planners, operations, and client service. We're privately owned, debt-free, and intend to stay that way. Our longest-serving client has been with us since month one. That's the metric that matters.
— Sarah Henley, Founding Partner
578
Team members
2010
Founded
97%
Client retention
14
Years' average tenure
Leadership
Henry Charles
Chief Executive Officer
Henry Charles leads the firm's strategic direction and investment philosophy. His approach is grounded in disciplined investing, long-term thinking, and a commitment to putting clients' interests first.
"Wealth is built with patience and protected with principle. Our duty is to do both for every client we serve."
Let's talk
No obligation. No pressure. Just a conversation about whether we're the right fit.